Born and raised in Florida's Panhandle, with family ties to Walton County since the 1890s, I'm David Simmons, a proud local who's called these shores home my whole life. For 27 years, I’ve been a top mortgage loan originator, guiding thousands-first-time buyers to savvy investors-to their dream of homeownership. Now, as a licensed realtor, I'm thrilled to keep helping folks build generational wealth and memories through real estate, with a person...